Social Security Limit 2024 Over 65. The highest social security retirement benefit for an individual starting benefits in 2024 is $4,873 per month, according to the social security administration. People under full retirement age can earn up to $22,320 in 2024 (rising to $23,400 in 2025) while on social security without penalty.
If you retire at age 70 in 2024, your maximum benefit would be $4,873. In 2024, social security recipients under full retirement age face benefit reductions if earnings exceed $18,960.
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